Florida Medicaid and Long
Term Care Planning

How much do you know about Florida Medicaid right now? A surprising number of Florida seniors and their families mistakenly believe Medicaid is Medicare. This is not true. While Medicare is a federal health insurance program that all seniors are entitled to be a part of, Medicaid is a joint federal and state program that can provide additional health coverage, such as nursing home coverage, to eligible seniors in the state of Florida. The Medicaid program is administered by the Florida Agency for Health Care Administration (AHCA) in partnership with the Centers for Medicare and Medicaid Services (CMS).

Medicaid is designed to assist Florida seniors in paying for the high costs of long-term care. You can learn more about the costs of long term care in Florida from Genworth Cost Care of Study in the Resources Section of our website. Medicare will not pay for custodial care, or the care that may be needed in a nursing home or assisted living facility. Florida Medicaid eligibility is determined based on various factors, such as income, assets, age, and disability status. When you qualify for Florida Medicaid, you and your family can access valuable assistance in paying for the care you need.